All traffic is TLS 1.3 encrypted. Sensitive data is encrypted at rest with AES-256 and per-tenant keys managed via AWS KMS.
Every login requires a second factor. TOTP, hardware keys (YubiKey, WebAuthn) and biometric step-up are supported.
Client assets are held in fully segregated accounts at regulated, tier-1 custodian banks — never commingled with NIV's operating capital.
Audited annually by independent assessors. Reports available to qualified investors under NDA.
Anomaly detection, real-time fraud monitoring and on-call incident response with a 15-minute SLA.
Crypto holdings are 95% cold-stored with qualified custodians (Fireblocks, BitGo). Crime insurance covers digital and fiat assets.
Check us yourself — don't take our word for it
Certifications & registrations
NIV is a regulated investment firm — not an unlicensed app.
How your money is held
- 1DepositFunds arrive via ACH, wire or stablecoin into a segregated client account at our custodian bank.
- 2AllocationNIV's systems split your capital across asset classes per your chosen portfolio. Crypto is moved to cold storage with a qualified custodian.
- 3ExecutionTrades are routed through regulated broker-dealers with best-execution obligations. NIV never takes possession of your assets.
- 4WithdrawalYou can withdraw to your verified bank account at any time. Two human approvers sign off on every transfer above $25k.
Invest with confidence
Your security is engineered, audited and insured. Always.